Health Insurance & Group Benefits

 

Canada is known for its effective health care system. Even though our provincial government provides us with basic health insurance needs, there are several such health care costs that are not included. These uncovered medical expenses include regular dental care, vision care, prescription drugs and unforeseen health care emergencies and can take their toll on your savings if you do not plan for them.

There are a wide range of plans offered  for individuals, families, self employed and business owners. These plans would usually cover up to 80% of your prescription fees, accidental death, medical equipment, dental coverage, vision care, etc. Premiums would vary based on the level of coverage you are looking for.

 

 

Employee Benefits - A strategic choice for Small Business Owners

  It's safe to say that you're always looking to make smart strategic decisions for your business. You're constantly looking to save money while staying    competitive in your industry. Part of maintaining your competitive edge is retaining key employees, usually through bonuses and/or raises.

 As a small business owner your company is constantly growing and evolving, with new challenges surfacing every day. So wouldn't it be nice to    make the health of your employees one less thing to worry about?

 By implementing a benefits package for your employees you're not only helping to create a healthier work environment, you're also proving your    desire to retain and attract valued employees by reinforcing your concern for their health and that of their families.

 A benefits plan can be simple to set up and designed to suit your needs. Plan types can range from life and health benefits to full plans with disability  and dental coverage. Plan designs can be as simple or as comprehensive as you need.  And because your contributions to a benefits plan are    deductible as a business expense and non-taxable to an employee (in most provinces) it can potentially be more valuable than a pay increase.

If the idea of rewarding your employees with tax-effective benefits interests you, I would be more than happy to offer my services. As an insurance advisor, I'll be able to evaluate your company's needs and recommend a cost effective, sensible plan for you and your employees. If you already have a benefits plan, I can review your current benefits package to ensure you are getting the best possible coverage and tax advantages for your investment

Please click here to review a quote and apply now.

 

Health & Dental / Group Benefits for One or More

IF YOU ARE ONE OF the millions of Canadians without an employer group health plan and, therefore, vulnerable to health care costs not covered by your Government Health Insurance Plan supplemental health care coverage should concern you.

For only dollars a day, we can offer you a unique combination of health benefits that provide you and your family with comprehensive coverage.

 

 

Get a quote for coverage with MANULIFE and 

 

For Individual Health plans click here