It is change, continuing change, inevitable change, that is the dominant factor in society today. No sensible decision can be made any longer without taking into account not only the world as it is, but the world as it will be. - Isaac Asimov, Asimov on Science Fiction, 1983
 
The world is in a constant state of flux. These changes affect our personal, business and financial life. With the myriad of ever changing financial products in the market, choosing the right insurance and investment product is a real challenge.

Our clientele include individuals and families, business owners, consulting firms (engineering & information technology) and nonprofit organizations based in Ontario Canada. We work with individuals and business owners to evaluate and identify their financial needs and priorities. 

Applying the right mix of Life, Disability, Critical Illness insurance and investment programs such as Registered Retirement Savings Programs (RRSP’s) works with our clients to create customized financial plan to suit their lifestyle and reach their unique goals.

VR also specializes in providing group benefit and savings plans for employers and affinity groups (e.g. professional associations). We offer cost-effective benefits solutions for employees and members of affinity groups through major carriers.

Thanks for visiting vrinsurance.ca. We invite you to send any comments or questions you may have. If we can assist you or your friends or business contacts with any insurance and financial challenges feel free to contact us. In addition, we invite you to check out our blog section for updated information, thoughts and the latest news from Vikas Ramrakha.